As if dating and debt are not depressing enough topics on their own, a fear that literally keeps me up at night with anxiety has been NPR confirmed: if you have a lot of student loan debt, you are not marriage material.
Big debt is an impediment to moving forward in every aspect of your adult life. Call me naive, but I was hoping love might be the exception. Now this, according to NPR: those of us who took loans as an investment in our future are having problems getting mates. The piece goes on to quote folks on both sides: those who view six-figure debt as a dealbreaker, and spurned debtors who deal with financial disparity by sticking to their Sallie Mae bracket.
The article does mention some work arounds for the bold few who do want to build a life with someone who comes with a lot of debt: avoiding legal marriage, pre nups, and keeping finances separate. But money is the number one issue that splits couples up and going in with an uneven hand is likely to cause major problems down the road.
There is coupling potential for mates who are equally saddled with debt. Don’t ever plan on buying any property or having any kids, but at least you’ll have someone to cuddle up next to in your cardboard box in Zuccotti Park when you’re old and gray. Or you can always move to Kansas.
So ‘fess up. Have you ever dumped someone — or get dumped — at least in part because of student loan debt?
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