Wednesday linkage

Why NYC tap water makes the bagel [WSJ]
The best budget calculators for college students [Mint]
MTA toll hikes planned in & out of BK [Sheepshead Bites]
Yes, turn the ballot over, but don’t stop there [City Pragmatist]
NYC graffiti history getting a re-write [NY Times]
Where to drink the best Autumn beers in NY [TONY]
BK has three of NYC’s strangest new sandwiches [Eater NY]
Tonight: scary stories with a theramin, more [the skint]