A recent survey from a national insurance provider found that 59 percent of adults ages 23 to 29 do not have renter’s insurance. And last time we checked, 100 percent of renters are susceptible to damages from summer storms. How so? Glad you asked.

1. Don’t get caught in the dark. Did you know that during the summer months most power surges don’t originate from lightning? More often it’s from the power being restored by the electric company after repairs have been made from storm damage. Another possibility is utility company equipment failures.

Gotham says: Protect your electronics by using a surge protector. (FYI: Some surge protectors can also turn off electronic devices not in use, reducing your electric bill and paying for themselves over time.) Of course, another way to get protection is to get apartment insurance.

2. Are you smarter than your phone? Did you know that the average person has more than $20,000 worth of personal belongings? The most expensive stuff is often electronics. Point is, you likely have more invested in your personal property than you realize.

Gotham says: There’s one thing you need to do to your valuable electronics when a severe thunderstorm is imminent: Unplug them! And get apartment insurance.


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3. Room with a view. Fierce summer storm winds can harm the exterior of a building or break a window, and then hurl debris through that damaged wall or window. In fact, water damage to the interior of a co-op or condo is the most common claim of all.

Gotham says: In less than 15 minutes you can prepare yourself against a potential summer nightmare by calling Gotham today.

Contact Gotham for a free quote today.

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